6 Ways I Can Help You Sell More Houses Can a loan originator help a Realtor sell? Realtors and home loan experts may work in the same industry, but they’re anything but competition. In fact, because of the distinct assets that both roles bring, loan originators and real estate agents often work better together. At…
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Mortgage Rates Are a Bit Higher (And Way Lower) Than You’ve Been Told Weekly Newsletter It’s hard to avoid bad news about rising mortgage rates in 2022, but you can’t believe everything you read. It is true that mortgage rates have been surging higher in 2022. The most recent newsletter goes into greater detail about the…
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Stocks Are Suffering, But It’s Helping Rates Stabilize Weekly Newsletter May 20, 2022 6:34 PM ET In 2015 and 2018, the phrase “global growth concerns” was all the rage. The concept helped explain downward movement in stocks and rates that otherwise didn’t always have an immediate justification. Now in 2022, it’s time to bring it out…
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Best Week For Rates in Almost 2 Years, But There’s a Catch Weekly Newsletter May 13, 2022 6:04 PM ET Mortgage rates have moved higher at the fastest pace in decades so far in 2022, but this week proved to be a refreshing exception. To understand why, we first need to examine the relationship between stocks…
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Why Some Rate Quotes Are So Different And Why “Points” Are On The Rise Weekly Newsletter May 06, 2022 4:26 PM ET It was yet another tough week for the mortgage market with rates rising to their highest levels since 2009, but how high have they actually risen? There’s a correct answer and then there’s the…
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How to Avoid Fake Pre-Approvals By Selena Boyts You receive a call from an enthusiastic and considerate representative claiming to have an attractive pre-approved loan offer. Before getting too excited, pause and think before you act. More often than not, such calls are made by fraudsters or lenders trying to pull a fast one.…
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A prequalification does not require you to fill out an application; It simply relies on the information that you provide. A preapproval requires you to fill out an application and authorize your mortgage broker to pull your credit. I can provide you with either of these. I can tell you quickly what you will qualify…
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The Fed’s Playbook is Already Out For Next Week And Rates Have Already Reacted Weekly Newsletter Apr 29, 2022 4:24 PM ET The first few months of 2022 have seen rates rise at the fastest pace since the 1980s as a confluence of known issues collided with unexpected volatility due to the war in Ukraine. Known…
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Sometimes when you are self employed it’s hard to qualify for a conventional mortgage since you are not always able to show enough income on your tax returns. However, conventional loans are not your only option. You might be able to qualify for a Bank Statement Loan. In order to find out if you qualify…
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