USDA Loans

USDA loans are a great option for borrowers looking to purchase a property in rural areas.

Ideal for property purchases where the borrowers are buying in rural zone areas and do not have a lot for a downpayment.

Loan Term Options

USDA Home Loans are a 30-year Mortgage Program

Benefits of USDA Loan

  • Up to 100% financing available for those that qualify.
  • Once you have a USDA Mortgage you have the ability to streamline refinance to a lower rate with no appraisal needed.
  • Very competitive interest rates.
  • Your Mortgage Insurance declines annually.

Loan Requirements

  • Must be a primary residence
  • The property must be zoned as a USDA area.
  • The property cannot be income producing (no multifamily units or working farms).
  • There are income and credit score requirements as well

To learn more about this please call us today for a free consultation.

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