48 Meriden Rd, Suite 1, Middlefield, CT 06455


A Conventional Mortgage

Traditionally a conventional mortgage is referred to as a Freddie Mac or Fannie Mae Home Loan that is a great option for both purchases or refinances.

A Conventional Loan is ideal for borrowers that have 20% or more of equity in their purchase or refinance that wish to avoid paying mortgage insurance.

Loan Options

With Conventional Mortgages, you can do terms of 30 years, 25 years, 20 years, 15 years, or 10 years.  We also have the option where you can pick your own term from 8 to 30 years rather than the traditional loan terms.

Benefits of a Conventional Mortgage

  • Traditionally Low-Interest Rates
  • There are options to put less than 20% down and have the Lender pay the mortgage insurance on the loan.
  • No Prepayment Penalties
  • You can choose multiple options on how many years your mortgage will be.


Traditionally, Conventional Mortgages require higher credit scores than other loan programs and require a good credit history.


Call us today for a free consultation or click here to begin the pre-approval process.