Residential and Commercial Mortgages

Conventional

A Conventional Loan is ideal for borrowers that have 20% or more of equity in their purchase or refinance that wish to avoid paying mortgage insurance.

USDA

USDA loans are a great option for borrowers looking to purchase a property in rural areas. Up to 100% financing available for those that qualify.

FHA

A federally insured home loan that is great for first time home buyers and repeat borrowers alike.  It can be used for purchases, refinancing, or streamline loans.

Construction & Rehab

A construction mortgage allows for construction of a 1-4 family residence. A rehab mortgage allows borrowers to do minor repairs & purchase new appliances.

VA

A Veteran Home Loan is a program meant for the men and women who have served our country.  VA Mortgages can be used to purchase or refinance a home.

Reverse Mortgages

A Reverse Mortgage allows borrowers 62 years of age or older to utilize the equity in their home to make repairs, invest, or to supplement their monthly income.

We’ll help you with all of your financing needs
for your first home or your dream home.

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Latest News

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    Many renters do not own a home because they think they will not qualify, do not have the money to put down on a home,  are worried that something big will break on or in the home and they will not have the money to fix it or do not make enough make enough money

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  • Why working with an independent mortgage broker is the right choice

    Have you been denied for a mortgage recently? Do you have questions about the health of the mortgage industry today? I can help you clear up these mounting questions and assist you in getting that preapproval for your dream home. Read on for some much-needed information. With the onset of COVID19 our world has literally

    April 9, 2020
  • Is now the right time to Refinance your existing mortgage?

      Would you like to refinance your existing mortgage?  Are you wondering if refinancing your existing mortgage is right for you?  Below I have provided answers to your questions. Reasons to refinance your existing mortgage: Lower your monthly payments: Refinancing loans at a lower rate could help you reduce your mortgage payments significantly. Home renovations:

    March 10, 2020