Residential and Commercial Mortgages

Conventional

A Conventional Loan is ideal for borrowers that have 20% or more of equity in their purchase or refinance that wish to avoid paying mortgage insurance.

USDA

USDA loans are a great option for borrowers looking to purchase a property in rural areas. Up to 100% financing available for those that qualify.

FHA

A federally insured home loan that is great for first time home buyers and repeat borrowers alike.  It can be used for purchases, refinancing, or streamline loans.

Construction & Rehab

A construction mortgage allows for construction of a 1-4 family residence. A rehab mortgage allows borrowers to do minor repairs & purchase new appliances.

VA

A Veteran Home Loan is a program meant for the men and women who have served our country.  VA Mortgages can be used to purchase or refinance a home.

Reverse Mortgages

A Reverse Mortgage allows borrowers 62 years of age or older to utilize the equity in their home to make repairs, invest, or to supplement their monthly income.

We’ll help you with all of your financing needs
for your first home or your dream home.

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Latest News

  • Is now the right time to Refinance your existing mortgage?

      Would you like to refinance your existing mortgage?  Are you wondering if refinancing your existing mortgage is right for you?  Below I have provided answers to your questions. Reasons to refinance your existing mortgage: Lower your monthly payments: Refinancing loans at a lower rate could help you reduce your mortgage payments significantly. Home renovations:

    March 10, 2020
  • 100% USDA Financing

    Like the Department of Veterans Affairs and the Federal Housing Administration, the United States Department of Agriculture (USDA) also provides a mortgage option – the USDA loan. The USDA loan is a lesser-known mortgage program that allows eligible rural and suburban homebuyers to finance a home without a down payment. To be eligible for a

    March 4, 2020
  • Can you really buy a home with 0% down?

    YES!   Traditional thinking is that someone needs 20% of the purchase price to put down to buy a home.  Back many years ago when your only option was to deal with a conservative local bank that may have been the case but, over time things have significantly changed.   Let’s start with Traditional Conventional

    March 2, 2020