48 Meriden Rd, Suite 1, Middlefield, CT 06455
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News

Introducing Conventional 1% Down

Buy a Home with Just 1% Down — Even If You’re Not a First-Time Buyer! If saving for a down payment has been holding you back from buying a home, we have great news. A powerful new program is now available through Northeast Financial that could make homeownership more affordable and within reach—and you don’t…
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Moving to Babcock Ranch, FL? Here’s What You Should Know About Financing Your Home

If you’re planning a move to Babcock Ranch, FL, you’re in great company. As America’s first solar-powered town and a leader in sustainable community living, Babcock Ranch is attracting families, retirees, and remote professionals alike. But before you make your move, it’s essential to understand your financing options—especially in a competitive market. At Northeast Financial,…
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Boost Your Credit Score with an Authorized User Account

When it comes to buying a home, your credit score can make all the difference between a smooth approval and a hard stop. One powerful – yet often overlooked – strategy to improve your credit profile is becoming an authorized user on someone else’s established credit account. At Northeast Financial, we’ve seen firsthand how this…
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Understanding the ‘Mix of Credit’ in Your Credit Score

When it comes to credit scores, many people focus on payment history and amounts owed. However, the types of credit you use—known as your “credit mix”—also play a role in determining your score. In fact, credit mix accounts for about 10% of your FICO® Score What Is Credit Mix? Credit mix refers to the variety…
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Unlock Your Path to Homeownership with KeySteps — Powered by Northeast Financial

Whether you’re just starting to think about buying your first home or you’re a current homeowner planning your next move, KeySteps by Northeast Financial is the one tool you absolutely need in your pocket. This free, all-in-one digital platform gives you everything you need to prepare, plan, and succeed—no matter where you are in your…
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Unlocking Wealth with DSCR Loans: Why Smart Investors Are Turning to This Powerful Tool

If you’re a real estate investor looking to expand your portfolio and create long-term wealth, it’s time to take a closer look at one of the most investor-friendly mortgage products on the market: the DSCR loan (Debt-Service Coverage Ratio loan). This unique financing option is designed specifically with real estate investors in mind—and when paired…
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Win the Home and Make It Yours: Renovate After You Close with Our Renovation HELOC

In today’s ultra-competitive housing market, winning the bid on a home often comes down to speed and flexibility. Sellers want clean, quick closes. That usually means buyers can’t use traditional renovation loans — too much red tape, too many delays. But what if you didn’t have to choose between closing fast and buying the home…
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Cash is King: How Northeast Cash Advantage is Changing the Real Estate Game

Cash is King: How Northeast Cash Advantage is Changing the Real Estate Game In today’s fast-paced and competitive real estate market, having the ability to move quickly and decisively can make all the difference. Whether you’re a buyer trying to land your dream home or a seller looking for a smooth and hassle-free transaction, cash…
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Spring Cleaning for Your Finances: How to Get Mortgage-Ready in 30 Days

Spring is a time for renewal, a fresh start. While you’re decluttering your home and tending to your garden, why not give your finances a spring cleaning too? With the busy summer real estate market just around the corner, now is the perfect time to get mortgage-ready. At Northeast Financial, we’re here to guide you…
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Get More Home with Less Cash: How a Reverse Mortgage for Purchase Works for 55+ Buyers

A Smarter Way to Buy Your Dream Home If you’re 55 or older and thinking about buying a home in a 55+ community, you may be planning to pay cash. Many buyers in your situation want to avoid monthly mortgage payments and use the equity from a previous home or their savings to make the…
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