Category: Connecticut

Credit Card Debt Refinance If you are a Connecticut Home Owner and have too much credit card debt – then an option is to refinance your home and pay off that debt with a new mortgage.  A Credit Card Debt Refinance can be an easy process if you already have equity in your property.  …
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CHFA Mortgage Loans Connecticut Housing Finance Authority (CHFA Mortgage) is  Connecticut ’s Premier  Mortgage Program for “First Time Homebuyers”. This special first time homebuyer program offers a low fixed interest rate mortgage.  Furthermore, it provides down payment assistance to help you purchase the home of your dreams.   CHFA Mortgage Loans are available to homebuyers…
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FHA Jumbo Mortgage    First of all, If you’re looking to buy in a high cost market like Fairfield Country but don’t have the 20% down payment generally required for a conventional mortgage, an FHA Jumbo Mortgage may be what you’re looking for. An FHA loan is insured by the Federal Housing Administration and is…
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Renovation Mortgage Program The Fannie Mae (FNMA) Homestyle Renovation Mortgage is a Conventional Rehab Loan product. This loan allows borrowers to purchase a home in need of repairs, to refinance their current home, and include the necessary funds for renovation in the balance of the new loan. The loan amount is based on the after…
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FHA Loan 1.5% Down Program Are you looking for an FHA Loan but do not have enough for a full 3.5% down payment? My name is Ramazan Sinani and I am a Loan Officer with Northeast Financial Mortgage. I want to introduce a Down Payment Assistance program for qualified borrowers. This FHA program provides down…
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Debt Consolidation Mortgage Program Is your credit card debt making you feel financially strapped?  A Debt Consolidation Mortgage may be a great option to pay off your bills and get rid of high interest charges. That way, you put all your loans and debt into one.  By getting rid of high interest rates on your…
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FHA Mortgage Program   FHA stands for Federal Housing Administration.  If you go to their website their stated goal is “to help stimulate the housing market by making home loans accessible and affordable.”  Most think FHA mortgage programs are just for first time home buyers.   FHA loans are for everyone that can qualify.  You can…
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Why Do I Have PMI? Here is the simply truth about PMI (Private Mortgage Insurance) – mortgage insurance protects lenders against losses in the event that a borrower stops making payments on their mortgage. Mortgage insurance protects the lender- not you- if you default on the loan. The only good thing about mortgage insurance, for…
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CHFA Mortgage Program First of all, Connecticut’s CHFA Mortgage Program is truly one of the best home purchase programs in the country.  In addition, the Connecticut Housing Finance Authority (CHFA) is Connecticut ’s Premier Mortgage Program for “First Time Homebuyers”. This program offers a low fixed interest rate mortgage and down payment assistance.  This makes…
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