SELLER CONCESSIONS WHAT ARE THEY AND SHOULD YOU ASK FOR THEM WHEN PURCHASING A HOME? The whole mortgage process can have many components. I’m going to address the closing costs area first. Closing costs are fees associated with your home purchase that are paid at the transfer of the property from seller to buyer. Some…
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When applying for a mortgage, you may want to see what your credit is BEFORE you apply. Many people rely on Credit Karma or other companies like them to track their credit and keep an eye on their credit scores. What most people don’t know is that the algorithm, (the procedure the Lender uses to…
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VA Loan Products for Connecticut Veterans For Veterans, active-duty service members, National Guard, and reserve members of the military looking to purchase a home or refinance here is a product specific to you for your service to our nation. My name is Ramazan Sinani, I am a Loan Officer with Northeast Financial and I’m here…
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Mortgage interest rates are currently at or near historical lows over the past 50 years. Now is the time to take advantage of these low rates. One vehicle to do this a Cash Out Refinance. Refinance mortgage rates tend to be lower than the interest rates on other types of debt, so it’s a very…
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The Do’s and Don’ts When Preparing to Purchase Your Home! We all get excited when it’s time to make that BIG purchase in our life. Whether you are a first-time homebuyer or refinancing your home, there are some guidelines that you should keep in mind. Do’s Get Pre-approved for Your Loan – There are many…
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Like the Department of Veterans Affairs and the Federal Housing Administration, the United States Department of Agriculture (USDA) also provides a mortgage option – the USDA loan. The USDA loan is a lesser-known mortgage program that allows eligible rural and suburban homebuyers to finance a home without a down payment. To be eligible for a…
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YES! Traditional thinking is that someone needs 20% of the purchase price to put down to buy a home. Back many years ago when your only option was to deal with a conservative local bank that may have been the case but, over time things have significantly changed. Let’s start with Traditional Conventional…
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In this day in age, we a geared toward instant gratification. In the mortgage world, that is no different but, instant gratification may no be attainable at first glance. Pre-Approvals can help with that. It is Important! Getting pre-approved is very important and should be your first step. By working with me, or a mortgage…
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Chenoa FHA Edge Whether you are a first-time homebuyer, starting a family or just ready for a change, don’t let lack of funds stop you from purchasing your dream home. Northeast Financial has several solutions to make the down payment on your new home more achievable. The Chenoa FHA Edge Program is one of them.…
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Northeast Financial is your resource for Connecticut Condo Loans. Condo Purchase Loans as well as Condo Refinance Loans are available. We are located in the center of the state (Middletown area) and cover all of Connecticut. We offer many different loan types for your Condo. If you are purchasing, we offer 100% financing options for…
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