48 Meriden Rd, Suite 1, Middlefield, CT 06455

VA Loan Programs in Connecticut

Are you a veteran looking for a Connecticut VA Loan?  My name is Vanessa Brown and I am a part of an amazing team at Northeast Financial in Middletown, CT.  We are an award-winning company dedicated to customer service and finding the perfect fit for your mortgage needs.  First of all, if you are veteran, thank you for your service.  If you are a veteran looking to purchase a home or to refinance your existing mortgage, I can help.  Please review the programs below and contact me anytime to discuss your options.

Connecticut VA Loan Program

  • Fico scores of 600 and greater are usually required
  • Must have enough income and be in your current position for at least 2 years
  • Veterans must also have a valid COE (Certificate of Eligibility)
  • Finally, borrowers must meet qualifying service requirements


VA IRRRL (Interest Rate Reduction Refinancing Loans)

  • No cash-out allowed and must be current on present mortgage
  • You must also live in the property
  • Must presently have a VA Mortgage
  • Most Noteworthy is that NO Appraisal is required


VA Cash-out Refinance


Native American Direct Loan Program (NADL)

  • Used for construction, purchase, refinance or improvements
  • Must be a Native American veteran
  • Must also be on Native American trust land
  • Tribal organization must participate in the VA direct loan program
  • Must have a valid COE (Certificate of Eligibility)
  • Must also meet qualifying service requirements


If you would like additional information about these or any other mortgage programs, please contact me anytime. The pre-approval process is easy and I will work with you every step of the way.




vanessaVanessa Brown

NMLS# 1328596/Company NMLS# 117273

860-788-7237 Office