48 Meriden Rd, Suite 1, Middlefield, CT 06455


FHA Loan Home Purchase Program with Only 1.5% Down

FHA Loan 1.5% Down Program Are you looking for an FHA Loan but do not have enough for a full 3.5% down payment? My name is Ramazan Sinani and I am a Loan Officer with Northeast Financial Mortgage. I want to introduce a Down Payment Assistance program for qualified borrowers. This FHA program provides down…
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Debt Consolidation Mortgage Program in Connecticut

Debt Consolidation Mortgage Program Is your credit card debt making you feel financially strapped?  A Debt Consolidation Mortgage may be a great option to pay off your bills and get rid of high interest charges. That way, you put all your loans and debt into one.  By getting rid of high interest rates on your…
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FHA Mortgage Options for Connecticut Home Buyers

FHA Mortgage Program   FHA stands for Federal Housing Administration.  If you go to their website their stated goal is “to help stimulate the housing market by making home loans accessible and affordable.”  Most think FHA mortgage programs are just for first time home buyers.   FHA loans are for everyone that can qualify.  You can…
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Why Do I Have PMI On My Mortgage?

Why Do I Have PMI? Here is the simply truth about PMI (Private Mortgage Insurance) – mortgage insurance protects lenders against losses in the event that a borrower stops making payments on their mortgage. Mortgage insurance protects the lender- not you- if you default on the loan. The only good thing about mortgage insurance, for…
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Connecticut CHFA Mortgage Program

CHFA Mortgage Program First of all, Connecticut’s CHFA Mortgage Program is truly one of the best home purchase programs in the country.  In addition, the Connecticut Housing Finance Authority (CHFA) is Connecticut ’s Premier Mortgage Program for “First Time Homebuyers”. This program offers a low fixed interest rate mortgage and down payment assistance.  This makes…
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We Are Your Connecticut Mortgage Broker

Connecticut Mortgage Broker Many Connecticut Mortgage Broker ‘s  claim to be the best at what they do – it is just good marketing/advertising.  At Northeast Financial we can back up the claim that we are the best Connecticut Mortgage Broker. We have been in business since 2006 serving Connecticut residents with their mortgage needs.  When…
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Why Do Mortgage Rates Change and Where Are They Headed?

Why Do Mortgage Rates Change? Mortgages have been around for a long time. Mortgages Rates have been around for a long time as well. However, mortgage interest rates have only been recorded since 1971. Looking back at over 40 years of data, we have seen rates peak at over 18% in the early 1980’s and…
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What is the process for getting a mortgage?

The Steps For Getting A Mortgage First of all, I am Michael with Northeast Financial in Connecticut.  We are a mortgage company that works with borrowers all throughout the state. The following video series gives an overview of what to expect during the mortgage process from beginning to end.  This is helpful for both first…
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Connecticut HUD Mortgage Program

HUD Mortgage Program Hello, my name is Ramazan Sinani and I am a Loan Officer with Northeast Financial in Middletown, Connecticut. Our company provides mortgages throughout all of Connecticut.  Today I would like to talk about the HUD Mortgage Program and how it works. Sadly, many people face hard times and some loose their homes…
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Connecticut Mortgage Options for Home Purchase or Refinance

What Type of Mortgage is Right for Me? To answer that question, you must first must decide what type of property you are purchasing to get a mortgage? Is it a: • Primary Home • Second Home • Rental Property • New Construction • Fixer upper or Flip Is the property a Single Family, Multi-Family,…
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