48 Meriden Rd, Suite 1, Middlefield, CT 06455

Middletown Connecticut Mortgage Broker

Middletown Connecticut Mortgage Company

Northeast Financial located right in Middletown, Connecticut.   We are a Middletown Connecticut Mortgage Broker.  Even though we are in Middletown, we cover the entire state.  Our experienced staff of Mortgage Loan Originators can assist you for all your mortgage needs.  At Northeast Financial we specialize in home purchase loans, refinance mortgages, investment property loans, and commercial mortgage financing.

Using a Broker or a Lender?

First of all, many consumers do not know the difference between a mortgage broker and a mortgage lender.  Furthermore, most borrowers do not know why it is important to know the differences when considering purchasing or refinancing a home.

A mortgage lender is using their own money to finance a purchase or a refinance transaction.  They only have access to their own interest rates which they set in compliance with government standards.  They also set the guidelines for how they close their loans.  Unlike a broker, if they turn down your file – then they have no other avenues (which can cost you time and money – if a fee was paid for the appraisal).

A mortgage broker on the other hand does not use their own money.  They can shop the best rates, programs, and closing costs for their clients.  Mortgage brokers get their money from companies called Wholesale Mortgage Lenders.   Each Wholesale Lender offers different programs, different rates, and different terms.  Finally, most brokers will have relationships with several Lenders to insure they are able to offer the most competitive programs for their clients.

Why we are different

Northeast Financial is one of the most established mortgage brokers in Connecticut.  We offer FHA, First Time Mortgage Loans, USDA (rural), Veteran (VA), Jumbo, Conventional, Reverse, Rehab Loans, and Commercial Mortgages (great for investors).  Most noteworthy about our company is that we have won back to back year awards for our production and customer service.

Even though we are a Middletown Connecticut Mortgage company, we pride ourselves on giving amazing customer service to all our clients throughout the state.  We are more than happy to come out in person and meet you at your home or a place of your choosing.  Our pre-approval process is easy, and we will work with you every step of the way.

Please call us today for a free consultation.





Michael Meyer
Senior Vice President of Northeast Financial
210 S. Main St Middletown, CT 06457








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