48 Meriden Rd, Suite 1, Middlefield, CT 06455

Connecticut VA Mortgage Options for Purchase or Refinance

Are you a veteran looking for a Connecticut VA Mortgage?  My name is Vanessa Brown and I am a part of an amazing team at Northeast Financial in Middletown, CT.  We are an award-winning company dedicated to customer service and finding the perfect fit for your mortgage needs.  First of all, if you are veteran, thank you for your service.  If you are a veteran looking for a purchase your home or to refinance your existing mortgage, I can help.  Please review the programs below and contact me anytime to discuss your options.


Connecticut VA Mortgage Program

·         Fico scores of 600 and greater are usually required

·         Must have enough income and be in your current position for at least 2 years

·         Veterans must also have a valid COE (Certificate of Eligibility)

·         Finally, borrowers must meet qualifying service requirements


VA IRRRL (Interest Rate Reduction Refinancing Loans)

·         Must presently have a VA mortgage

·         No cash-out allowed and must be current on present mortgage

·         You must also live in the property

·         Most Noteworthy is that NO Appraisal is required


VA Cash-out Refinance

·         Use your homes equity to extract cash

·         Can refinance out of an FHA or conventional loan


Native American Direct Loan Program (NADL)

·         Used for construction, purchase, refinance or improvements

·         Must be a Native American veteran

·         Must also be on Native American trust land

·         Tribal organization must participate in the VA direct loan program

·         Must have a valid COE (Certificate of Eligibility)

·         Must also meet qualifying service requirements


If you would like additional information about these or any other mortgage programs, please contact me anytime.  I look forward to working for you.




vanessaVanessa Brown

NMLS# 1328596/Company NMLS# 117273

860-788-7237 Office