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News

How to Get a Mortgage When You are Self Employed?

June 29, 2018

Self Employed Mortgage Loans Several years ago it was very easy for people that were self employed to obtain a mortgage.  If the borrower showed a strong annual income and assets then getting a conventional or FHA loan was relatively easy.  Also several years ago there were programs that really catered to self employed mortgage loans.  This…
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Connecticut No Money Down Mortgage Options

June 26, 2018

No Money Down Mortgage First of all, no money down mortgage options do exist.  You may be surprised to learn that you may qualify to purchase a new home with little or no money down.  At North East Financial, there are many different options available for 100 % financing or little money down.   100%…
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Connecticut USDA Mortgage Program

June 21, 2018

USDA Mortgages: Their History and How They Work   The Goal of the USDA Mortgage Program is to “Help improve the economic and quality of life in rural America.”  They do this through loans, grants and guarantees. They promote economic development by offering loans to business and homeowners.   The USDA has a portfolio of $216…
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Stated Commercial Mortgage Loans

June 18, 2018

Northeast Financial of Connecticut offers Stated Commercial Mortgage options.  Whether you are looking to purchase or refinance we are here to help.  In addition, we cover all of New England, New York, and the surrounding states.  Furthermore, we pride ourselves on great customer services and will work with you every step of the way. Below…
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Connecticut FHA Mortgage Program And How It Works

June 15, 2018

FHA Home Mortgage Program The FHA Home Mortgage program has been around for some time.  The Great Depression caused many to lose their jobs. As a result, they were unable to pay their mortgages payments and then banks were forced to foreclose on these properties. In 1934, the National Housing Act created the Federal Housing…
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Connecticut Veteran Mortgage Program

June 13, 2018

Connecticut Veteran Mortgage Program Are You A Connecticut Veteran?   Do you know what the benefits are and steps that need to be taken in order to get a Veteran Mortgage (also known as a VA Loan)? If you have chosen to bravely protect our country, there is a tremendous opportunity for you to take…
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Connecticut Reverse Mortgage Provider

June 8, 2018

Reverse Mortgage History I think many would be surprised to find out that the first reverse mortgage (also known as an HECM) was done over 50 years ago.   The first reverse mortgages were originated in Portland Maine. A local banker came up with the idea that allowed the widow of his high school football…
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What are the differences between a Conventional and an FHA Loan

June 1, 2018

Differences between a Conventional and an FHA Home Loan The two most common types of mortgage options today are conventional loans and FHA mortgages.  These programs are both used for either purchasing or refinancing a home.  Conventional and an FHA home loan have a few differences.  These differences are mostly based on the criteria required…
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What If You Need a Mortgage But Have a Low Credit Score?

May 29, 2018

Why do I have a low credit score? First of all, many potential home buyers find themselves with low credit scores. Unfortunately, it can be overwhelming to some to begin working on improving their score. The first place to start is to know exactly where you stand. You need to have a complete credit report.…
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What First Time Homebuyer Mortgage Options Are Available In Connecticut?

May 25, 2018

First of all, are you a first time homebuyer in Connecticut?  Northeast Financial is the one stop company for all your mortgage needs.  We are an award-winning mortgage company that is centrally located in Middletown.  As well, we cover the entire state. Conventional Mortgages Homeready 3% down payment mortgage This mortgage is available to First…
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General Disclosure

When discussing programs that allow for 3.5% down, 0% down, or a percentage down – the borrower is not required to only put that exact percentage down. FHA, USDA, VA, CHFA, Jumbo, and Conventional Mortgages allow borrowers to put down more of a percentage if they desire to. The percentages mentioned in the information provided is the minimum down payment that these programs require. Each one of these programs have specific credit score, debt-to-income ratio, and payment history requirements to qualify for the minimum down payment.

Disclaimer

Northeast Financial is presently in the process of applying for their Mortgage Broker’s license in the state of New York.  Website authorization by the New York State Department of Financial Services is pending.  Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site. If you are a New York Resident – please do not submit any information through our website.

 

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Complaint Policy

The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans arranged through third party providers. Does not make loans, issue a pre-qualification or pre-approval in the state of New York.

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