Unlock More With Less
Real estate investors—whether you’re just starting out or scaling your portfolio—know that access to capital is key. And now, Northeast Financial is proud to offer a game-changing solution to help you grow faster with less money out of pocket.
Introducing our new DSCR (Debt Service Coverage Ratio) loan with up to 85% LTV, meaning you only need 15% down on a 1–4 unit investment property. This is one of the most aggressive DSCR products on the market—and it’s designed to open the doors for more investors.
Here’s What Makes This DSCR Product Stand Out:
✅ Up to 85% LTV (Only 15% Down)
Invest with more leverage and keep more capital in your pocket for renovations, reserves, or future deals.
✅ 1–4 Unit Properties Eligible
Whether you’re looking at single-family homes, duplexes, triplexes, or fourplexes—this product applies.
✅ LLC Purchases Allowed
Buy in your business entity to protect your personal assets and streamline your investment strategy.
✅ No Prior Investor Experience Required
First-time investor? No problem. This program welcomes new entrants to the market.
✅ DSCR-Based Qualification
We qualify the loan based on the property’s cash flow—not your personal income. That means no tax returns or W-2s required.
✅ Fast Turnaround
We’ve already secured our first approval in under 24 hours with this product through our partner, NewRez. Speed matters—and this product delivers.
What Is a DSCR Loan?
A DSCR loan is designed for real estate investors and focuses on the property’s ability to generate income. Instead of verifying traditional income documentation, we look at whether the property’s rent covers the mortgage and expenses—making this a much more accessible and efficient way to finance investment properties.
Who Is This Perfect For?
New investors looking to buy their first property without income documentation hassles
Experienced investors wanting to scale quickly using less of their own capital
Realtors & partners working with buyers who are self-employed or building a rental portfolio
Buyers who want to purchase in an LLC for liability and tax planning benefits
Why Act Now?
In today’s competitive real estate market, having access to a product like this can mean the difference between winning and losing your next deal. It gives you more flexibility, lower upfront costs, and a much smoother qualification process.
📞 Let’s Talk Strategy
Ready to learn how this 85% LTV DSCR product can help you or your clients invest smarter?
Call us today or schedule a free consultation—we’ll walk you through all the details and help you get started.
