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48 Meriden Rd, Suite 1, Middlefield, CT 06455
844.788.7237
info@northeast-mortgage.com

Category: Non QM

How Can You Get a Mortgage If You Are Self Employed?

April 20, 2022

Sometimes when you are self employed it’s hard to qualify for a conventional mortgage since you are not always able to show enough income on your tax returns. However, conventional loans are not your only option. You might be able to qualify for a Bank Statement Loan. In order to find out if you qualify…
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Bank Statement Programs for Self Employed Borrowers

January 13, 2022

Bank statement Loans were created for self-employed borrowers to purchase or refinance. Since tax returns are not required, this could be a great option for credit worthy self-employed homebuyers! Borrowers need to have two years of self employment*. 12 -24 Months of bank statements will be used to average income. Tax returns, w-2’s or pay…
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Looking for an Asset for Income Loan?

November 12, 2021

Do you have a healthy amount of assets but your documentable income is not easy to verify? Our Asset Connect product is designed specifically for borrowers with large significant assets. Qualification is based solely on the borrower’s assets. Requires enough assets to cover loan amount, monthly debt for 24 months, and 12 months reserves. Highlights…
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The Northeast Financial LLC NICHE Sheet

August 24, 2021

Working with Northeast Financial LLC has it perks.  One of which is access to our industry leading niche products. Here is quick list of some of the Niche Products you can find here at Northeast Financial LLC: Bank Statement Ideal for self-employed borrowers who can’t use tax returns to qualify Up to 90% LTV, no…
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General Disclosure

When discussing programs that allow for 3.5% down, 0% down, or a percentage down – the borrower is not required to only put that exact percentage down. FHA, USDA, VA, CHFA, Jumbo, and Conventional Mortgages allow borrowers to put down more of a percentage if they desire to. The percentages mentioned in the information provided is the minimum down payment that these programs require. Each one of these programs have specific credit score, debt-to-income ratio, and payment history requirements to qualify for the minimum down payment.

Disclaimer

Northeast Financial is presently in the process of applying for their Mortgage Broker’s license in the state of New York.  Website authorization by the New York State Department of Financial Services is pending.  Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site. If you are a New York Resident – please do not submit any information through our website.

 

© 2024 Northeast Financial LLC dba Northeast Home Associates, LLC NMLS# 117273
Connecticut Mortgage Broker License # 20995. North Carolina Mortgage Broker #B-176940. Florida Mortgage Broker License #MBR5370. Registered Mortgage Broker New York #RMB 209075
www.nmlsconsumeraccess.org | Equal Housing Opportunity | 48 Meriden Rd, Suite1, Middlefield CT 06455
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Complaint Policy

The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans arranged through third party providers. Does not make loans, issue a pre-qualification or pre-approval in the state of New York.

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