48 Meriden Rd, Suite 1, Middlefield, CT 06455

Non-Occupant Co Borrowers

Have a primary residence or non-primary home that you would like to finance for a family member? We offer solutions that work for you.

What are the advantages to having a Non-Occupant Co-Borrowers on a Mortgage?

  • Occupying Borrower is not required to have a minimum contribution to the monthly income
  • Occupying and non-occupying Borrowers’ incomes are combined
  • Occupying and non-occupying Borrowers’ debts are combined
  • Available on a variety of products: 30-Year / 15-Year Fixed, 5/1 and 7/1 ARMS

Non-Occupant Co-Borrower are Borrowers Who… 

  • Do not occupy the subject property
  • Sign the mortgage deed of trust and note
  • Have joint liability for the mortgage
  • Are family or have an established relationship with occupying Borrower(s)
  • Have a principal residence in the United States unless they are military, active-duty serving overseas or a U.S. Citizen living abroad

Let us help you find a loan that works for you.


(844) 788-7237