48 Meriden Rd, Suite 1, Middlefield, CT 06455
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Category: Uncategorized

Connecticut: How to get a Mortgage Pre-Approval

June 21, 2017

Mortgage Pre-Approval One of the most confusing processes when buying a home is the mortgage pre-approval. This process is used to qualify borrowers that are looking to buy a home. The process can help determine up front whether you are able to buy or should wait.   The Process Step 1. In the mortgage pre-approval…
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Connecticut Bad Credit Mortgage Loans

April 22, 2017

Connecticut Bad Credit Mortgage Loans        Bad credit mortgage programs do exist!  Most people today think in order to refinance or buy a home they need to have high credit scores and perfect credit history.  In today’s mortgage world, loans are available for those who have low credit scores and some blemishes in their credit past.…
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General Disclosure

When discussing programs that allow for 3.5% down, 0% down, or a percentage down – the borrower is not required to only put that exact percentage down. FHA, USDA, VA, CHFA, Jumbo, and Conventional Mortgages allow borrowers to put down more of a percentage if they desire to. The percentages mentioned in the information provided is the minimum down payment that these programs require. Each one of these programs have specific credit score, debt-to-income ratio, and payment history requirements to qualify for the minimum down payment.

Disclaimer

Northeast Financial is presently in the process of applying for their Mortgage Broker’s license in the state of New York.  Website authorization by the New York State Department of Financial Services is pending.  Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site. If you are a New York Resident – please do not submit any information through our website.

 

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Complaint Policy

The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans arranged through third party providers. Does not make loans, issue a pre-qualification or pre-approval in the state of New York.

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