Once you’ve made the decision that you want to purchase a home, the next step you need to take is finding out how much home you can qualify for, and if there’s anything special you’ll need to do based on your unique circumstances. You can also use this step to identify different financial moves you can make to make this one of the best financial decisions of your life. A mortgage pre-qualification will give you an idea of how much monthly payment will get you the house you’re looking for, how much down payment you’ll need, the maximum amount that you’ll qualify for, and any other questions about a mortgage that you have!