Our Team

Christopher Nielson

Chris Nielson is a highly acclaimed and accomplished executive and President of Northeast Financial.  He has a record of excellence generating prodigious growth and profitability for startup, midsize, and Fortune 500 companies.  Chris possess a broad range of experience in Sales and Marketing, Operations Management, Finance and Accounting, Technology & Web Development, Recruitment and Retention, Staff Management & Training, and associated functions.  Team leadership and morale-building skill with a focus on work-live balance has yielded him a record of low turnover and high productivity.   His focus has always been on putting the customer first while treating each client as if they are a member of his own family.  Chris resides in Cheshire, CT with his wife and two children.

NMLS# 1055228 cni[email protected]

Apply with Chris:  HERE

Drew Raney

IMG_0114Drew Raney has been in the mortgage industry since 2002 and serves as CEO of Northeast Financial.  Drew graduated from The University of Connecticut in 2002 with a degree in Economics.   After graduation, Drew began working for a national lender.  After holding various ranks and positions with the national lender he decided he could better serve his clientele being a direct broker on the wholesale channel of mortgage originations.  Drew branched off from the national lender and was a founding member of Northeast Financial in 2006.  Northeast Financial has experienced continual growth in a tight credit environment.  This can be directly attributed to the exceptional customer service, superior lending relationships with wholesale lenders and direct access to all of the available loan products.  Since Northeast Financial is considered a tier 1 broker with many of the wholesale lenders they have access to the lowest interest rates available in the mortgage market.  Drew resides in Durham with his wife and 4 kids.

NMLS# 117309 [email protected]

Apply with Drew:  HERE

Michael G. Meyer

IMG_0088Michael G. Meyer has been in the mortgage industry since 2002 and is the Senior VP of Northeast Financial.  Michael, as well as Drew Raney, both worked for one of the largest national lenders as a top 5 ranked national loan originator.   Michael’s focus is split between residential lending (both purchase and refinance) and commercial lending for Northeast Financial.  He is very involved in the New England Rugby Community and presently coaches youth, high school, and men’s rugby in Connecticut.  Michael holds his undergraduate from Southern Connecticut State University, an MA from Ashland University of Ohio, and has gone on to complete his Doctorate.  Michael looks forward to working with you and assisting you throughout the loan process.

NMLS# 117875 [email protected]

Patrick Walsh

Patrick Walsh has over 15 years in the financial services industry in which he has held many different positions. He attended the University of Connecticut from 1992-1995. After college, he signed with the Jacksonville Jaguars and played a season for the London Monarchs of the World Football League. He started in the mortgage industry in 2003 in which he worked for one of the largest national lenders in which he was one of the top two national loan originators for the company. Prior to joining the team at Northeast-Mortgage, he was a commercial underwriter for Pacific Premier Bank. Patrick is also heavily involved in the community and he also coaches high school football in New London. He is married with two children and is looking forward to assisting you throughout the loan process.

NMLS# 99004 [email protected]

Apply with Patrick:  HERE

David Tortora

IMG_0126David Tortora has over 14 years experience in the mortgage industry and is the Senior Loan Officer for NorthEast Financial.  He started his career at Mortgage Lenders Network in 1999 and has been with Northeast Financial since 2007, his skill set and expertise is to generate the best residential real estate option for the client. David has a thorough understanding of the different products and programs to meet your specific needs and will spend the time to understand and identify what is best for his client.

NMLS# 88166 [email protected]

Apply with David:  HERE

Stephanie Smith

stephStephanie joined Northeast Financial in December of 2013.  After graduating with a BA from Gettysburg College, she worked as a social services representative assisting military families in transition and in times of emergency.  She also provided financial counseling to military families in need of assistance.  Stephanie lives in Glastonbury with her two children and two lab pups.  She is passionate about child development and special education, enjoys traveling and learning about new cultures and loves spending time with her family and friends.  As a loan officer, Stephanie uses her strengths in communication and financial counseling to assist families in the purchases and refinancing of their homes.  Stephanie deeply values the relationships she develops with all of her clients and is committed to serving their best interests always.

NMLS# 1083107  [email protected]

Apply with Stephanie:  HERE

Vanessa Brown


Vanessa has been a loan officer at Northeast Financial since 2015.  Prior to joining Northeast, Vanessa held various positions in insurance, financial analysis, sales, marketing and procurement.  She has also owned a fitness center and dog training company.  She enjoys spending time with her family and 2 rescue dogs as well as CrossFit, martial arts and long walks on the beach.  Vanessa looks forward to providing you with a stress-free – friendly mortgage experience and combined with the broad selection of products Northeast Financial offers can obtain a mortgage that best fits your goals.

NMLS#  1328596  [email protected]

Apply with Vanessa:  HERE

Ashley Socquet

Ashley Socquet is the Senior Loan Processor and Loan Originator for Northeast Financial. She is in charge of scheduling closings, coordinating with other parties, and submitting your loans to underwriting.  Ashley is a graduate of Branford Hall Career Institute of Southington where she got her certificate in Paralegal Studies. Ashley looks forward to working with you on your upcoming real estate venture and helping you get your loan processed. 
NMLS#: 1848164 [email protected]
Apply with Ashley:  HERE

Rob Cusano


Rob Cusano has been in banking for 30 years working for large national banks as well as small community banks.  During his career, Rob has worked as a commercial lender helping businesses finance their growth and development.  Rob also has had a focus on investment properties and residential developments.  He has also worked as a residential mortgage originator advising clients on the best options for mortgage loans – whether it be for a first-time buyer, refinance, or reverse mortgage.

NMLS #820938 [email protected]

Apply with Rob:  HERE

Ramazan Sinani


Ramazan is from Waterbury Connecticut where he played soccer at Crosby High School.  He went on to play soccer and rugby at Mitchell College in New London, CT where he received his BA in Accounting in 2016. Before Ramazan joined Northeast Financial, he was working at Yale New Haven Health in accounting.  He is currently coaching both soccer and rugby.  Ramazan prides himself on taking a life approach towards honesty and integrity and is always looking out for the best interest of his clients. This translates to a great customer service experience.  Ramazan enjoys meeting new people and looks forward to working with you.

NMLS# 1590862  [email protected]

Apply with Ramazan:  HERE

Dotty Owens

dotty picIn 1984 Dotty took a position as the Office Manager of Executive Funding Corp/C.U. Members Mortgage Corp. This led to Dotty becoming a Mortgage Broker and owner of both companies in 1996. She has been successfully originating, underwriting and closing mortgages for 21 years. Dotty has been best known for her relationships with Credit Unions & their Members throughout Connecticut where she has assisted Members with credit repair, purchasing, refinancing, selling and re-organizing their financial affairs. In 2015, Dotty decided it was time to do business in a different way. Northeast Financial, LLC seemed to be exactly what Dotty was looking for. Northeast Financial has been a great fit for Dotty and has allowed her to increase her client base while continuing to service the credit unions & their members. Dotty is a lifelong resident of Connecticut and has a beautiful family. Dotty is also an avid volunteer and advocate for CAHS and at-risk youths of Connecticut.

NMLS #70977 [email protected]

Apply with Dotty:  HERE

Kevin Mace

kevin mace picture2Kevin has been originating mortgage loans since 2003.  Prior to the mortgage industry, Kevin managed a printing company in Branford for 4 years. He feels the experiences he gained while working with some of the biggest corporations in the country are a contributing factor to his success.  Kevin takes pride is his customer service and knowledge of the products he offers.  Networking is a key component to Kevin’s business model and he strongly believes in the “Giver’s Gain” philosophy.  He prides himself on his ability to make first time home buyers comfortable, all while putting buyers in the best position to buy a home.  Kevin resides in East Lyme where he was born and raised.  He spends most of his free time with his loving Fiancé Lori and “mini-me” son Kyle.  Kevin is also an avid offshore fisherman.  Kevin looks forward to the opportunity to earn your business.   

NMLS #216143 [email protected]

Apply with Kevin:  HERE

Craig Thibeau

craig picCraig began his mortgage career in 1994. He has worked at some of the largest retail and wholesale companies and has been involved in thousands of loan transactions. His experience includes positions in sales, management and operations giving him a unique understanding of the entire mortgage process.  Craig prides himself on attention to detail and working hard for his clients.  He resides in Oakdale CT with his wife Kim and their 3 children.

NMLS# 398576 [email protected]

Elizabeth Welch

IMG_1722lizElizabeth is a Westbrook Connecticut native that now lives in Killingworth, CT. with her husband and two children.  She is a graduate of Three Rivers Community College with an associates engineering degree.  Elizabeth found the mortgage origination process very interesting when she was getting her first mortgage and then decided to obtain her own license to help others as they go through the same process.

NMLS#: 1618684  [email protected]

Elizabeth Summers

Elizabeth has over 10 years of mortgage experience. She started her career in 2008 with a national mortgage lender. she started her career on the back end of the process as a closer/processor, moved to unsecured underwriting, and has now been working on the front end of the mortgage process for over 3 years as a Loan officer. Knowing the back end process helps Elizabeth in knowing what needs to be done in order to get loans closed quickly and efficiently. She enjoys working with people and the challenges that come with having to be a quick thinking problem solver in order to get loans closed. Elizabeth chose Northeast Financial because of the companies moral, ethical, and business standards.

NMLS # 1544840 [email protected]

Beth Goulet

Beth started her mortgage career in 1996.  Prior to starting her family, Beth has had an extensive background in both the banking and mortgage businesses.  She has worked in the mortgage industry as a residential and commercial loan officer.  Beth is a graduate from Post University with a Bachelor’s Degree in Business Management.  Beth enjoys helping people obtain or refinance their homes and investment properties.  She really prides herself in treating people the way she wants to be treated.  She has chosen Northeast Financial for their outstanding products, service and competitive rates. Her interests include boating, cooking and gardening.  Beth resides in Litchfield County with her daughter.  She looks forward to speaking with you.

NMLS# 1866654 [email protected]

Apply with Beth:  HERE

Bryan O’Rourke

Bryan has worked in the mortgage business for 30 years. He has been trained to prepare cash flows and debt analysis work as part of the underwriting credit approval process. He has originated over $1,000,000,000 in mortgage since 1987. His background in reviewing credit reports title and tax searches coupled with his educational training as a financial advisor-earned a CFS designation- empower him to make sound recommendations to his clients as they prepare to refinance or purchase an investment and or owner occupied residence.
Licensed Connecticut Real Estate Broker
Graduate of Fairfield University B.S. 1980
New York University real estate school. Mortgage Securities and commercial brokering.

NMLS#92425    [email protected]


Radmila Khamzina

If you or a loved one are in search of a new place of residence, I can help from pre-qualification and credit guidance to the closing on a new home. I provide comprehensive and custom services to every client that crosses my path, making my clients happy is my true passion.

I spent my childhood in the former USSR and came over to America as a teenager. I speak fluent Russian and English. It was a difficult transition, but I learned to overcome the challenges of being in a new country. In truth, I believe that these new obstacles have helped edify me into the strong and determined person I am today. I am truly appreciative for the life lessons and opportunities this country has provided.

I work hard and play hard too. I love sports, hiking, and curling up to a good mystery book.

NMLS#68719   [email protected]



Victoria O’Brien


NMLS#1307487  [email protected]