Newtown Connecticut Mortgage

Newtown is a scenic “small town” located in Fairfield County in southwestern Connecticut, about sixty miles from New York City. Newtown is bordered on the south by Easton and Redding, on the north by Bridgewater and Southbury, on the east by Oxford and Monroe, and on the west by Bethel and Brookfield. Newtown is traversed by Interstate 84, U.S. routes 6 and 302 and Connecticut routes 25 and 34. It covers 38,644 acres or 60.38 square miles, making it the fifth largest town, area-wise, in the state. Newtown was established in 1711 and is comprised of the Borough, Sandy Hook, Hawleyville, Botsford and Dodgingtown “neighborhoods”.

Hello everyone, my name is David Tortora and I am the senior loan officer for Northeast Financial. We are a local Connecticut Mortgage Company that covers all of the state for home purchase loans, refinance loans, reverse mortgages, and commercial mortgages).  Because we are local to Connecticut it allows us to meet with every client in person and give them one on one time to really figure out what is the best mortgage solution for them.

There are many benefits of using a local mortgage company like us and here are a few:


Customer Service – We put a handshake to the voice and meet with you in person.

One stop shopping  – You get to deal directly with the source of your loan

Variety – As a mortgage company we get access to many different programs that are available which can only be beneficial to the borrower.  FHA, VA, USDA, Conventional, No PMI Loans, 1% Down Loans, CHFA (100% financing), and many more

Speed  –  Local banks take much longer to process your loan whereas I can have your loan completed in a fraction of the time.

Reliability – You can call my cell phone or office any time as opposed to your local bank that closes at 4pm.


So as you can see there are many advantages of dealing with a local person such as myself.    I am waiting for your call and would be more then happy to help you no matter what the situation.


Please call today



IMG_0126David Tortora NMLS 88166
Company NMLS 117273
210 South Main Street
Middletown CT 06457



1% down disclosure

NMLS# 117273, Northeast Financial, 860-788-7237

Borrower contributes 1% down, lender contributes 2% down of the loan up to $5,000.00 for the down payment, and the borrower is responsible for any difference to get the required 3% down.  The principal and interest payment of a 200K 30 year Fixed Rate Loan at 4.375% and 97% loan to value is 998.57 with 0 points due at closing.  The annual percentage rate is 4.633%.  The principal and interest payment does not include property taxes and home insurance premiums, which can result in a higher actual monthly payment.  Rates current as of 06/20/2017