FHA No Appraisal Streamline Mortgage in Connecticut

Posted on July 20, 2015 · Posted in Connecticut Mortgage Company, Connecticut Mortgage Refinance

Welcome to Northeast Financial – Connecticut’s Mortgage Resource for refinancing your FHA mortgage in to a lower rate/better terms with NO APPRAISAL needed.  Here is everything you need to know about this loan process:

1. NO APPRAISAL is required.

2. Documents needed: Note from previous mortgage (we can help you get this), most recent mortgage statement, completed application with disclosures (that we send to you), and two months of Bank Statements showing you have reserves enough to make 1 mortgage payment.

3. In the last 12 months you can not have been 30 days late on your mortgage more than 1 time.

4. You can not be late/delinquent with any Federal Debt such as Federally insured student loan, IRS, or etc.  If you are late/delinquent – this will need to be resolved or on a payment plan prior to closing.

5. Employment Certification – we will have to verify that you are still gainfully employed.

6. Credit Score Requirements – You will need a minimum credit score of 580 (But you will qualify for a better rate with a higher score.  We are more than happy to give you a free Credit Report Consultation to see what we can do to help you get your score higher).

7. Bankruptcy Requirements: You will have to be out of your BK for a minimum of 2 years


We want to help you refinance your present FHA loan in to a lower rate and get you huge monthly savings.  Call me today so we can start the process.

Thank you,


Michael Meyer
Senior Vice President of Northeast Financial
210 S. Main St Middletown, CT 06457

Company NMLS#117273 




Residential Clients: Click Here For Application