Apply for a new loan or refinance today! Apply Now!

Everything You Need To Know About VA Mortgages in Connecticut

Posted on October 18, 2017 · Posted in Connecticut Veteran Mortgage

If you are a Veteran looking to purchase a home or refinance your present home – we can help! My name is Ramazan Sinani, I am a Loan Officer at Northeast Financial and I am here to help you get a better understanding on how Veteran Loan products work and how you can qualify!


There are a few paths a Veteran can take, which of course depends on what you are looking for. Below are the details of VA Home Purchase, a VA IRRRL (Interest Rate Reduction Refinance Loan), and others!


If you are looking for a VA Home Purchase:


  • You will need a 600 or higher FICO score

  • A Certificate of Eligibility (COE)

  • And qualifying service requirements must be met!


VA IRRRL (Interest Rate Reduction Refinance Loan):


  • Currently have a VA Mortgage in order to refinance with a VA IRRRL

  • No missed payments

  • No Appraisal Needed!


VA Cash-out Refinance:


  • Using the money you invested in your home, you may withdraw Cash!

  • Ability to refinance out of an FHA or Conventional loan


Native American Direct Loan Program (NADL):


  • Must be a Veteran who is Native American

  • Must be on Native American Trust Land

  • Tribal organization must participate in the VA direct loan program

  • Valid Certificate of Eligibility

  • Used for Construction, Purchase, Refinance or Improvements

  • Need to meet qualifying service requirements!


If you need more information or are interested in a VA Loan product, give me a call!



Thank You,



Ramazan Sinani
Mortgage Loan Originator
Northeast Financial
NMLS: 1590862  Company NMLS: 117273
Cell: 203-695-6858   Fax: 203-413-6240