Connecticut Mortgage: Veteran Mortgage Financing and How it Works

Posted on August 31, 2017 · Posted in Connecticut Veteran Mortgage

Are you a veteran looking for a mortgage or mortgage refinance?  My name is Vanessa Brown and I am a part of an amazing team at Northeast Financial in Middletown, CT.  We are an award-winning company dedicated to customer service and finding the perfect fit for your mortgage needs.  If you are veteran, thank you for your service.  If you a veteran looking for a purchase your home or to refinance your existing mortgage, I can help.  Please review the programs below and contact me anytime to discuss your options.


VA Purchase Mortgage

  • Fico score 600 and greater

  • Must have sufficient income and be in your current position for at least 2 years

  • Must have a valid COE (Certificate of Eligibility)

  • Must meet qualifying service requirements


VA (Veteran Affairs) IRRRL (Interest Rate Reduction Refinancing Loans)

  • Must presently have a VA mortgage

  • Be current on your mortgage

  • No cash-out allowed

  • You must live in the property


VA Cash-out Refinance

  • Use your homes equity to extract cash

  • Can refinance out of a FHA or conventional loan


Native American Direct Loan Program (NADL)

  • Used for construction, purchase, refinance or improvements

  • Must be a Native American veteran

  • Must be on Native American trust land

  • Tribal organization must participate in the VA direct loan program

  • Must have a valid COE (Certificate of Eligibility)

  • Must meet qualifying service requirements


If you would like additional information about these or any other mortgage programs, please contact me anytime.  I look forward to working for you.



vanessaVanessa Brown

NMLS# 1328596/Company NMLS# 117273

860-788-7237 Office